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The Federal Employees Benevolent Fund and Group Insurance Act,1969

Act II of 1969 · 15 pages

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THE FEDERAL EMPLOYEES BENEVOLENT FUND AND GROUP
               INSURANCE ACT, 1969




                                          CONTENTS

                                           CHAPTER I
                                          PRELIMINARY

1.    Short title, extent and commencement

2.    Definitions

3.    This Act and rules to override other laws, but not to affect retirement benefits, etc

                                           CHAPTER II
                                     BOARD OF TRUSTEES

4.    Board of Trustees

5.    Board to be body corporate

6.    Head office

7.    Powers of the Board

8.    Meetings of the Board

9.    Managing Director of the Board

10.   Delegation of Powers

                                          CHAPTER III
                                      BENEVOLENT FUND

11.   Federal Employees Benevolent Fund

12.   Subscriptions to be paid by the employees


                                             Page 1 of 15
13.    Benevolent grants to be paid from the Benevolent Fund

14.    Payment of Benevolent grant

14A.   Utilization of Benevolent Fund in other beneficial schemes

                                           CHAPTER IV
                                       GROUP INSURANCE

15.    Insurance of employees

15A.   Payment of additional lump sum grant on death during service in a security related incident

16.    Arrangements with Insurance Company, etc

17.    Federal Employees Insurance Fund

18.    Payment of premia

19.    Payment of the sum assured

                                           CHAPTER V
                                             GENERAL

20.    Audit and accounts

21.    Protection of action taken in good faith

22.    Exemption from taxes

23.    Power to Make rules

                                        FIRST SCHEDULE
                                      See sections 12(1) and 13

                                      SECOND SCHEDULE
                                      See sections 12(1) and 13

                                  THIRD SCHEDULE [Omitted]




                                             Page 2 of 15
THE FEDERAL EMPLOYEES BENEVOLENT FUND AND GROUP
               INSURANCE ACT, 1969
                                                      1
                                                          ACT NO. II OF 1969
                                                                                                                   [3rd February, 1969]

                 An Act to establish a benevolent fund for the common benefit of the employees of the
    2
        [Federal Government] and certain autonomous bodies and to provide for their group insurance.

       WHEREAS it is expedient to establish a benevolent fund for the common benefit of the
employees of the 2[Federal Government] and certain autonomous bodies and to provide for their group
insurance;

            It is hereby enacted as follows :__

                                                               CHAPTER I

                                                            PRELIMINARY

      1. Short title, extent and commencement.__ (1) This Act may be called the 3[Federal
Employees Benevolent Fund and Group Insurance Act, 1969].

            (2) It extends to the whole of Pakistan and applies to every employee wherever he may be.

        (3) It shall come into force on such date 4as the 2[Federal Government] may, by notification in
the official Gazette, appoint ; and different dates may be appointed in respect of different provisions
of this Act or for different classes or categories of employees.

            2. Definitions. In this Act, unless there is anything repugnant in the subject or context,

            (1) “Article” means an Article of the Constitution;

        (2) “Benevolent Fund” means the 3[Federal Employees Benevolent Fund] established under
section 11;

            (3) “Board” means the Board of Trustees set up under section 4 ;
            5
                [(4) “employee” means,__

                      (a)       any person who is a member of an All-Pakistan service or of a civil service of
                                the Federation, or who holds a civil post in connection with the affairs of the
                                Federation;

                      (b)       any person appointed to the secretarial staff of the National Assembly or of the
                                Senate whose terms and conditions of service are governed by rules or law made
                                under Article 87 ;
1
  For Statement of Objects and Reasons see Gaz. of P. 1968 Ext., (Dacca) p.13.
2
  Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act., 1975 (25 of 1975) s. 2, for “Central Government”.
3
  Subs. ibid., s. 3, for “Central Employees Benevolent Fund and Group Insurance Act, 1969”.
4
  3rd April, 1969 see Gaz. of P. 1969, Ext., p.215.
5
  Subs. by the Act 25 of 1975 s. 4 for clause (4).



                                                                Page 3 of 15
                     (c)        any officer or servant of the Supreme Court whose terms and conditions of
                                employment are governed by rules made under Article 208 ;[or]1
                     1
                         [(d)* the contract, ad-hoc and contingent paid employees;]

                     (d)        any officer or servant employed in connection with the functions of the Chief
                                Election Commissioner or an Election Commission whose terms and conditions
                                of employment are governed by rules or law made under Article 221.

                     (e)        any officer or servant of such body corporate, institution, organization or
                                autonomous body, as the Federal Government may, by notification in the
                                official Gazette, specify;

          and includes any such person, officer, servant or member of the staff who is__

                                (i)       on deputation elsewhere or on foreign service within the meanings of
                                          the Fundamental Rules,

                                (ii)      undergoing study or training in or outside Pakistan,

                                (iii)     on leave, or

                                (iv)      under orders of suspension,

                                but does not include any person who:__

                                          (a)        is an employee of the Railways; or

                                          (b)        has attained the age of sixty years; or

                                          (c)        is an officer or servant of a Provincial Government on deputation
                                                     to the Federal Government;

          (5) “family” means,__

                     (a)        in the case of a male employee, the wife or wives, and in the case of a female
                                employee the husband of the employee; 1[*]
                     1
                         [(b)   the natural sons upto the age of twenty-one years, provided they are not
                                handicapped or mentally retarded; and

                     (c)        parents, minor brothers, unmarried, divorced or widowed daughters and sisters
                                of the employee wholly dependent upon him.]

        (6) “Insurance Fund” means the 2[Federal Employees Insurance Fund] established under
section 17;
        [(7) “pay” includes emoluments which reckon for pension and the pay an employee would
          3

have drawn but for his deputation, suspension or leave;]

1
  Added, omitted and sub. by Act IV of 2005, s. 2. (w.e.f. 1-12-2003).
*
  Appeared as such in Gazette copy of Act IV of 2005, s. 2 (1) (ii). (Inserted of clause cc or ca)
2
  Subs. by Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (XXV of 1975), s.4, for “Central Employees Insurance Fund”.
3
  Subs. by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act 1989 (I of 1989), s. 2 for cl. (7). (w.e.f. 16-1-1989).


                                                               Page 4 of 15
          (8) “prescribed” means prescribed by rules;

          (9) “rules” means rules made under this Act.

        3. This Act and rules to override other laws, but not to affect retirement benefits etc. The
provisions of this Act and the rules shall have effect notwithstanding anything contained in any other
law, rule, order, notification, contract or other document or instrument; but nothing herein contained
shall affect the right to receive any pension, provident fund, gratuity or other benefits accruing to the
employee on his retirement or invalidation or to his family upon his death, otherwise than under this
Act.

                                                                  _______

                                                             CHAPTER II

                                                     BOARD OF TRUSTEES

        4. Board of Trustees.__ (1)There shall be set up a board to be known as the Board of Trustees
of the 1[Federal Employees Benevolent and Insurance Funds] which shall consist of the following,
namely :__

                     (a)        Secretary to the 2[Federal Government] in the Establishment Division, who shall
                                be the Chairman of the Board;

                     (b)        an officer not below the rank of Joint Secretary concerned with the welfare of
                                the employees of the 2[Federal Government] appointed by the 3[Federal
                                Government] by notification in the official Gazette, to be a member of the
                                Board;

                     (c)        five persons from amongst the employees whom the 3[Federal Government]
                                may, by notification in the official Gazette, appoint to be the members of the
                                Board:

                                        Provided that at least one such member shall be from amongst the
                                officers of the Ministry of Finance and one from amongst the officers of the
                                4
                                  [Overseas Pakistanis and Human Resource Development Division] [;]5
                                6
                     (d)         [The Managing Director of the Board, who shall be the ex-officio member of
                                the Board.]

       (2) The members appointed by the 7[Federal Government] shall hold office during 8[its]
pleasure.

1
  Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act 1975 (XXV of 1975), s. 5, for “Central Employees Benevolent Fund
and Insurance Fund”.
2
  Subs. ibid., s. 2 for “Central Government”.
3
  Subs. by Act I of 1989, s. 3, for “President” (w.e.f. 16-1-89)
4
  Subs. by Act IX of 2015.
5
  Subs. by Act I of 1989, s. 3, for full-stop. (w.e.f. 16-1-89).
6
  Added by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1989, (I of 1989.) s. 3, (w.e.f. 16-1-1989).
7
  Subs. ibid.,
8
  Subs. ibid, for “his”




                                                                Page 5 of 15
       5. Board to be body corporate. The Board shall be a body corporate having perpetual
succession and a common seal with power, subject to the provisions of this Act, to acquire, hold and
dispose of property both movable and immovable and shall by the aforesaid name sue or be sued.

        6. Head Office. The head office of the Board shall be at Islamabad or at such other place as
the 1[Federal Government] may, by notification in the official Gazette, appoint.

              7. Powers of the Board. The Board shall have power,__

                         (a)       to settle claims for benevolent grants and sums assured under this Act and all
                                   matters connected with such claims;

                         (b)       to sanction grant from the Benevolent Fund to the employees or their families
                                   in accordance with the provisions of this Act and the rules ;

                         (c)       to do or cause to be done all acts and things necessary for the proper
                                   administration and management of the moneys or properties in the Benevolent
                                   Fund and the Insurance Fund;

                         (d)       to sanction expenditure connected with the administration and management of
                                   the Benevolent Fund and the Insurance Fund;

                         (e)       to make arrangement for the insurance of the life of the employees to give effect
                                   to the provisions of this Act;

                         (f)       to invest moneys held in the Benevolent Fund in Government securities and
                                   units of Investment Corporation of Pakistan or National Investment Trust, in the
                                   construction of buildings for purposes of raising rent income, and in other
                                   profitable ventures the plans whereof having been previously approved by the
                                   1
                                     [Federal Government] ;

                         (g)       to set up regional boards and invest them with the administrative and financial
                                   powers to deal with such matters as may be assigned to them by the Board;

                         (h)       to appoint or employ such persons 2* * * as it considers necessary for the
                                   efficient performance of its operations on such terms and conditions as it may,
                                   subject to rules, determine ;

                         (i)       to do or cause to be done all things ancillary or incidental to any of the aforesaid
                                   powers or to the purposes of the Benevolent Fund and the Insurance Fund.

       8. Meetings of the Board.__ (1) The Meetings of the Board shall be held at such times and
places as may be prescribed, but the Chairman may convene the meetings of the Board at any other
time and place.

              (2) To constitute a quorum at a meeting of the Board, the number of members present shall be
three.
      (3) Each member of the Board shall have one vote and in the event of equality of votes the
Chairman shall have a second and casting vote.
1
    Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (25 of 1975) s. 2, for “Central Government”.
2
    Certain words omitted by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1989 (I of 1989), s. 4 (w.e.f. 16-1-89).




                                                                    Page 6 of 15
       (4) The meetings of the Board shall be presided over by the Chairman and in the absence of
the Chairman by the person elected for the purpose by the members present from amongst themselves.

      (5) All orders and decisions of the Board shall be authenticated by the signature of the
Chairman or of such other member as may have been authorised by the Board by a resolution.
          1[9. Managing Director of the Board.__ The Federal Government may appoint a Managing

Director of the Board on such terms and conditions as it may determine.

          (2) The Managing Director of the Board shall be the ex-officio Secretary of the Board.]

        10. Delegation of Powers. The Board may, for facilitating the discharge of its functions and
ensuring efficient operation of the Benevolent Fund and the Insurance Fund, by a resolution published
in the official Gazette, delegate to the Secretary, or to the managing director, if any, or any other officer
of the Board, subject to such conditions and limitations, if any, as may be specified therein, such of its
powers and duties under this Act as it may deem necessary.

                                                             CHAPTER III

                                                       BENEVOLENT FUND

        11. Federal Employees Benevolent Fund.__ (1) There shall be established a Fund to be called
the 2[Federal Employees Benevolent Fund.]

          (2) To the credit of the Benevolent Fund shall be placed__

                     (a)        all sums paid by the employees as subscriptions to the Benevolent Fund ;

                     (b)        all grants made by the 3[Federal Government], autonomous bodies,
                                organizations, institutions or other authorities ;

                     (c)        donations made by private individuals or institutions ;

                     (d)        all income, profits or interest accruing from the assets belonging to the
                                Benevolent Fund or from investments made out of the moneys of the Fund ;

                     (e)        loans raised by the Board with the previous approval of the 3[Federal
                                Government.]

        (3) The moneys credited to the Benevolent Fund shall be kept in such bank as may be
prescribed.

          12. Subscriptions to be paid by the employees.__ 4[(1) Every employee in service__

1
  Subs.by the Federal Employees Benevolent Fund and Insurance (Amdt.) Act, 1989 (I of 1989), s. 5, (w.e.f. 16-1-89).
2
  Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (25 of 1975) s. 5, for “Central Employees Benevolent Fund.”
3
  Subs. ibid., s. 2, for “Central Government”.
4
  Subs. by Act, XIII of 1996, s. 2 (w.e.f. 4-9-1988).




                                                                Page 7 of 15
                       (a)        before the fourth day of September, 1988, shall be liable to pay to the
                                  Benevolent Fund a monthly subscription at the rates specified in column (2) of
                                  the First Schedule ; 1[*]

                       (b)        on or after the fourth day of September, 1988, shall be liable to pay to the
                                  Benevolent Fund a monthly subscription at the rates specified in column (3) of
                                  the Second Schedule ; 1[and]

and, as far as possible, the amount of such subscription shall be deducted at source from the pay of
such employee and credited or remitted to the Benevolent Fund.]
                       1
                           [(c)   on or after the first day of December 2003, shall be liable to pay to the
                                  Benevolent Fund a monthly subscription at the rates] 2[as may be prescribed;]

        (2) Where the amount of subscription cannot for any reason be deducted from the pay of the
employee, the employee shall remit to such officer as may be prescribed for the purpose the sum of
subscription payable by him and any amount of subscription remaining unpaid due to inadvertence or
negligence of the employee or otherwise shall be recoverable from him in such manner as may be
prescribed.

        (3) Default in the payment of the subscription either for the reason that the pay of the employee
was not drawn or due to his inadvertence, negligence or fault or any other reasons whatsoever shall
not affect his right or the right of his family to receive the benevolent grant provided for in section 13,
but the amount of unpaid subscriptions may be deducted from the benevolent grant.
           3
        [13. Benevolent grants to be paid from the Benevolent Fund.__ (1) Where, prior to the
fourth day of September, 1988, an employee__

                       (a)        was declared by the prescribed medical authority to have been completely
                                  incapacitated physically or mentally to discharge the duties of his employment
                                  and for that reason was retired or removed from service ; or

                       (b)        had died during the continuance of his employment or dies after retirement
                                  before attaining the age of sixty-five years.

he or, in the event of his death, his family shall be entitled to receive benevolent grant from the
Benevolent Fund according to the rates specified in column (3) of the First Schedule, for a period of
fifteen years or upto the date on which the employee attains or might have attained if he were alive,
the age of sixty-five years, whichever is earlier:

        Provided that in the case of an employee who dies after having drawn benevolent grant under
this sub-section, the said period of fifteen years shall be reckoned from the date from which he became
eligible to the grant.

        (2) Where, on or after the fourth day of September, 1988, an employee is declared by the
prescribed medical authority to have been completely incapacitated physically or mentally to discharge
the duties of his employment and for that reason is retired or removed from service, he shall be entitled

1
  Omitted, added and ins by Act, IV of 05, s. 3 (w.e.f. 1-12-2003).
2
  Subs. by Act XX of 2010, s. 2 (w.e.f. 01.07.2009)
3
  Subs. by Act XIII of 1996, s.3 (w.e.f 04-09-1988).



                                                                      Page 8 of 15
to receive for life such benevolent grant from the Benevolent Fund as specified in column (4) of the
Second Schedule; or where the employee dies during the continuance of his employment, or during
retirement before attaining the age of seventy years, his spouse shall be entitled to receive for life such
benevolent grant from the Benevolent Fund as specified in column (4) of the Second Schedule:

         Provided that, if the deceased employee has no spouse or the spouse dies, other members of his
family shall be entitled to receive benevolent grant from Benevolent Fund as prescribed for a period
of fifteen years or upto the date the deceased employee would have attained the age of seventy years,
whichever is earlier:

       Provided further that the said period of fifteen years shall be reckoned from the date from which
the deceased employee or, as the case may be, the spouse became eligible for such grant.]
           1
         [(3) Where, on or after the first day of December 2003, an employee is declared by the
prescribed medical authority to have been completely incapacitated physically or mentally to discharge
the duties of his employment and for that reason is retired or removed from service, he shall be entitled
to receive for life such benevolent grant from the Benevolent Fund as 2[may be prescribed]; or where
the employee dies during the continuance of his employment, or during retirement 3* * *, his spouse
shall be entitled to receive for life such benevolent grant from the Benevolent Fund as 2[may be
prescribed]

         Provided that, if the deceased employee has no spouse or the spouse dies, other members of his
family shall be entitled to receive benevolent grant from Benevolent Fund as prescribed for a period
of fifteen years 3* * *.

       Provided further that the said period of fifteen years shall be reckoned from the date from which
the deceased employee or, as the case may be, the spouse became eligible for such grant.

        (4) The beneficiaries whose grant period has not expired on 30th day of November, 2003 shall
be entitled to an increase equal to twenty percent of the grant sanctioned under the rules with effect
from the first day of December, 2003, for the remaining period of the grant.]
           4
         [(5) Where, on or after the 5[15th day of June, 2013], an employee died or dies in a security
related incident during his employment, his spouse shall be entitled to receive for life such additional
monthly benevolent grant from the benevolent fund as may be prescribed:

           Provided that,__

                       (a)        If the deceased employee has no spouse or the spouse dies, other members of
                                  his family shall be entitled to receive the benevolent grant for period of fifteen
                                  years;

                       (b)        the period of fifteen years under clause (a) shall be reckoned from the date from
                                  which the heirs of deceased employee or, as the case may be, the spouse became
                                  eligible for such grant; and

1
  Added by Act IV of 2005, s. 4 (w. e. f. 1-12-2003).
2
  Subs. Act XX of 2010, s. 3. (w. e. f. 01-07-2009).
3
  Omitted by Act VIII of 2015, s.2.
4
  Added by Act XX of 2018, s. 2.
5
  Subs. by Act No. XXI of 2023, s.2.




                                                         Page 9 of 15
                     (c)        the grant under this sub-section shall be in addition to other benefits admissible
                                to an employee under this Act.

                                        Explanation. __ Security related incident for the purpose of admissibility
                                of the additional monthly benevolent grant means death that occurs due to a
                                terrorist act or while combating or confronting the terrorist, irrespective of the
                                fact that the victim was a member of any law enforcement agency or a civilian
                                employee. Death of a member of law enforcement agency due to a cause, other
                                than a terrorist act, shall be classified as in-service death and shall not fall within
                                the purview of this sub-section.]

        14. Payment of benevolent grant.__ (1) On the death of an employee, the amount of
benevolent grant payable under section 13 shall be paid to such member or members of his family as
he might have nominated in accordance with the rules in full or in the shares specified by him at the
time of making of nomination.

        (2) Where no valid nomination made by the employee subsists at the time of his death, the
amount of benevolent grant shall be paid to such member or members of his family, subject to such
conditions imposed with a view to ensuring that the amount is justly and equitably utilized for the
maintenance and benefit of all the members of family, as may be prescribed or may, consistently with
rules, be determined by the Board or an officer authorised by the Board in that behalf.
          1[14A. Utilization of Benevolent Fund in other beneficial schemes.__ The Board may, where

it considers expedient and keeping in view the availability of funds after discharging its liability under
this Act, make schemes for disbursement of any amount for the benefit of employees, including retired
employees and their families.]

                                                                   _______

                                                              CHAPTER IV

                                                        GROUP INSURANCE

        15. Insurance of employees. Subject to the provisions of this Act and the rules, in the event of
the death of an employee, occurring by whatsoever cause, during the continuance of his employment,
the Board shall pay to the family of the deceased employee a sum 2[as may be prescribed].
          3[15A. Payment of additional lump sum grant on death during service in a security related

incident.__ In the event of death of an employee during his employment on or after the 4[15th day of
June, 2013] occurring in a security related incident, the Board shall pay to the family of the deceased
employee a special lump sum grant as may be prescribed:

        Provided that this grant shall be in addition to other benefits admissible to an employee under
this Act.

       Explanation.__ Security related incident for the purpose of admissibility of the additional lump
sum grant means if death occurs due to a terrorist act or while combating or confronting the terrorist,

1
  Ins. by Act XIII of 1996, s. 3A (w.e.f. 4-9-1988).
2
  Subs. by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1989 (1 of 1989) ss. 8 and 9 (w.e.f. 16-1-1989).
3
  Ins. by XX of 2018, s. 3.
4
  Subs. by Act. No. XXI of 2023, s. 2.


                                                                Page 10 of 15
irrespective of the fact that the victim was a member of a law enforcement agency or was a civilian
employee. Death of a member of any law enforcement agency due to a cause other than a terrorist act
shall be classified as in-service death and shall not fall within the purview of this section.]

        16. Arrangements with Insurance Company, etc. The Board may from time to time arrange
for the insurance of the life of the employees in sums 1[as may be prescribed] with such insurance
company or other insurer and for such period as it deems fit, and where any such arrangement subsists,
the liability to pay the said specified sums shall directly devolve upon the insurance company or other
insurer.

       17. Federal Employees Insurance Fund.__ (1) There shall be established a fund to be called
     2
the [Federal Employees Insurance Fund] which shall vest in and be held and administered by the
Board.

       (2) All sums received from the employees as premia for the group insurance of the employees
and any interest or profit accruing thereon shall be credited to the Insurance Fund.

          (3) The moneys credited to the Insurance Fund shall be kept in such bank as may be prescribed.

        (4) All 3[payments made under section 15, the] expenses on any arrangement entered into by
the 4[Board] with any insurance company or other insurer as provided for in section 16 and all expenses
on the administration of the Insurance Fund shall be defrayed from the Insurance Fund.

        (5) Any sums remaining in the Insurance Fund after defraying the expenses referred to in sub-
section (4) may be utilized for such purposes connected with the benefit of the 5[employees, including
retired employees, and their families,] as the Board may direct.

       18. Payment of premia.__ (1) Every employee shall be liable to pay to the Insurance Fund such
sum of money as may be prescribed as premium for the insurance of his life as provided for in this
Chapter and the amount of such premium shall as far as possible be deducted at the source from his
pay and credited or remitted to the Insurance Fund.

       (2) Where the amount of premium cannot for any reason be deducted from the pay of the
employee, the employee shall remit to the prescribed officer the sum of premium payable by him, and
any premia remaining unpaid due to inadvertence or negligence of the employee or otherwise shall be
recoverable from him in such manner as may be prescribed.

       (3) Default in the payment of premia either for the reason that the pay of the employee was not
drawn or due to his negligence or fault or for any other reason whatsoever shall not affect the right of
his family to receive the sum assured in the event of the death of the employee, but the premium
remaining unpaid at the time of his death may be recovered from the assured amount.

        19. Payment of the sum assured.__ (1) On the death of an employee, the sum assured shall be
paid to such member or members of his family as he might have nominated in accordance with the
rules in full or in the shares specified by him at the time of making the nomination.

1
  Subs. by the Federal Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1989 (1 of 1989) ss. 8 and 9 (w.e.f. 16-1-1989).
2
  Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act. 1975 (XXV of 1975) s. 2, for “Central Employees Insurance Fund”.
3
  Ins. by Act 1 of 1989 s. 10 (w.e.f. 16-1-1989)
4
  Subs. ibid., for “Federal Government” which was previously amended by Act. XXV of 1975 s. 2, for “Central Government”.
5
  Subs. by Act. XXV of 1975 s. 6 for “families of the employees”.




                                                               Page 11 of 15
        (2) Where no valid nomination made by the employee subsists at the time of his death, the sum
assured shall be paid to such member or members of his family, subject to such conditions imposed
with a view to ensuring that the sum is justly and equitably utilized for the maintenance and benefit of
all the members of the family, as may be prescribed or may, consistently with the rules, be determined
by the Board or an officer authorised by the Board in that behalf.
                                                                   _______

                                                              CHAPTER V

                                                               GENERAL

        20. Audit and accounts.__ The accounts of the Benevolent Fund and of the Insurance Fund
shall be maintained in such manner and form as the 1[Auditor General of Pakistan] may from time to
time, direct, by such officer or authority as the Board may appoint.

        (2) The accounts of the Benevolent Fund and of the Insurance Fund shall be audited by such
authority or agency as the 2[Federal Government] may, after consulting the 1[Auditor General of
Pakistan], appoint.

        21. Protection of action taken in good faith. No suit, prosecution or other proceedings shall
lie against the 2[Federal Government] the Board or any officer or other authorized person for anything
in good faith done or purporting to have been done in pursuance of this Act or the rules.

          22. Exemption from taxes.__ The 2[Federal Government] may by order in writing,__

                     (a)        exempt the Benevolent Fund and the Insurance Fund from any tax, rate or duty
                                leviable by such Government or by a local authority under the control of such
                                Government ;

                     (b)        exclude the amount of premium or subscription paid by an employee from his
                                assessable income under the Income-tax Act, 1922 (XI of 1922).

       23. Power to make rules. The 2[Federal Government] may make rules3 for the purpose of
giving effect to all or any of the provisions of this Act.
                                                   4[THE FIRST SCHEDULE


                                                    [See sections 12(1) and 13]

                                                      BENEVOLENT FUND

       The rates of subscription to the Benevolent Fund and the amount of monthly benevolent grant
payable under section 13 out of such Fund before the 4th September, 1988.




1
  Subs. by the Central Employees Benevolent Fund and Group Insurance (Amdt.) Act, 1975 (25 of 1975) s. 7, for “Comptroller and Auditor General of
Pakistan”.
2
  Subs. ibid., s. 2, for “Central Government”.
3
  For such Rules, see Gaz. of P. Ext. dated the 18th March 1972, pp.23-31.
4
  Added by Act, XIII of 1996, s. 4 (w.e.f. 4-9-88).




                                                               Page 12 of 15
       Pay Range             Rate of monthly Subscription     Rate of monthly
                                                              Benevolent grant

           (1)                            (2)                        (3)
In the case of an employee                                    One percent of pay
whose pay last drawn was                                    subject to maximum of
  Between___________                                                 Rs.26

                                           __
          (Rs)                                                      (Rs)
                                           __
      250 and 300                                                   150
                                           __
      301 and 400                                                   175
                                           __
      401 and 500                                                   200
                                           __
      501 and 600                                                   225
                                           __
      601 and 700                                                   250
                                           __
      701 and 800                                                   275
                                           __
      801 and 900                                                   300
                                           __
      901 and 1000                                                  325
                                           __
     1001 and 1100                                                  350
                                           __
     1101 and 1200                                                  375
                                           __
     1201 and 1300                                                  400
                                           __
     1301 and 1400                                                  425
                                           __
     1401 and 1500                                                  450
                                           __
     1501 and 1600                                                  475
                                           __
     1601 and 1700                                                  500
                                           __
     1701 and 1800                                                  525
                                           __
     1801 and 1900                                                  550
                                           __
     1901 and 2000                                                  575
                                           __
     2001 and 2100                                                  600
                                           __
     2101 and 2200                                                  625
                                           __
     2201 and 2300                                                  650
                                           __
     2301 and 2400                                                  675
                                           __
     2401 and 2500                                                  700
                                           __
     2501 and 2600                                                  725
                                           __
     2601 and above                                                 750




                                  Page 13 of 15
                                   THE SECOND SCHEDULE

                                    [See sections 12(1) and 13]

                                     BENEVOLENT FUND

       The rates of subscription to the Benevolent Fund and the amount of monthly Benevolent grant
payable under section 13 out of such fund applicable on and after the 4th September, 1988.


  S.No.             Monthly Pay              Rate of monthly Subscription      Rate of monthly
                                                                               Benevolent grant
   (1)                   (2)                               (3)                       (4)
                        (Rs)                               (Rs)                      (Rs)
    1.               501 to 600                             11                        270
    2.               601 to 700                             13                        300
    3.               701 to 800                             15                        330
    4.               801 to 900                             17                        360
    5.              901 to 1000                             19                        390
    6.              1001 to 1100                            21                        420
    7.              1101 to 1200                            23                        450
    8.              1201 to 1300                            25                        480
    9.              1301 to 1400                            27                        510
   10.              1401 to 1500                            29                        540
   11.              1501 to 1600                            31                        570
   12.              1601 to 1700                            33                        600
   13.              1701 to 1800                            35                        630
   14.              1801 to 1900                            37                        660
   15.              1901 to 2000                            39                        690
   16.              2001 to 2100                            41                        720
   17.              2101 to 2200                            43                        750
   18.              2201 to 2300                            45                        780
   19.              2301 to 2400                            47                        810
   20.              2401 to 2500                            49                        840
   21.              2501 to 2600                            51                        870
   22.              2601 to 2700                            53                        900
   23.              2701 to 2800                            55                        930
   24.              2801 to 2900                            57                        960


                                           Page 14 of 15
        25.                       2901 to 3000                                     59        990
        26.                       3001 to 3100                                     61        1020
        27.                       3101 to 3200                                     63        1050
        28.                       3201 to 3300                                     65        1080
        29.                       3301 to 3400                                     67        1110
        30.                       3401 to 3500                                     69        1140
        31.                       3501 to 3600                                     71        1170
        32.                       3601 to 3700                                     73        1200
        33.                       3701 to 3800                                     75        1230
        34.                       3801 to 3900                                     77        1260
        35.                       3901 to 4000                                     79        1290
        36.                       4001 to 4100                                     81        1320
        37.                       4101 to 4200                                     83        1350
        38.                       4201 to 4300                                     85        1380
        39.                       4301 to 4400                                     87        1410
        40.                       4401 to 4500                                     89        1440
        41.                       4501 to 4600                                     91        1470
        42.                       4601 to 4700                                     93        1500
        43.                       4701 to 4800                                     95        1530
        44.                       4801 to 4900                                     97        1560
        45.                       4901 to 5000                                     99        1590
        46.                     5001 and above                                     100      1620].



                                                 THE THIRD SCHEDULE 1[Omitted]




                                                                   _________




                                                                                         Date: 13-09-2024
1
    Omitted by. Act no. XX, of 2010, s. 4 (w. e. f. 01-07-2009).




                                                                   Page 15 of 15


Source: Pakistan Code, Ministry of Law and Justice (pakistancode.gov.pk). Text on this page is reproduced verbatim from the official PDF and is provided for reference only. For the authoritative version, always consult the source document or a current reported edition.

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